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Clear, calm business and accounting
Spiritual Accounts
A complete self-hosted business and accounting platform for meditation teachers, coaches and conscious entrepreneurs. Multi-business, multi-currency invoicing, recurring billing, expense tracking and clean reports — all inside your Spiritual Agency client portal, with zero monthly-seat upsell.
12+ hrs/moSaved on admin
£0Free tier
5 minBank reconcile
MTDHMRC ready
Why it exists
Built for people who lead with their work, not their spreadsheets.
Most accounting software was built for accountants. For people who love ledgers, reconciliation, and fifteen-column balance sheets. You're not that person — you're a coach, a teacher, a facilitator, running a practice that happens to have numbers attached.
Spiritual Accounts is for the other kind of business owner. The one who wants to send a clear, professional invoice, track who's paid, know how the year is going, and get back to the work that actually matters.
Nothing more than you need. Nothing less than you deserve.
A typical month, simplified.
Week 1. A new 1:1 coaching client signs up. You create a recurring invoice template for her monthly fee — it'll now send itself on the 1st of every month. You record last week's retreat deposit from a different client in a different currency. Two minutes.
Week 2. You import this month's bank expenses from a CSV. The system remembers which category you used last time and auto-suggests it for each line. You click through.
Week 3. A client lets their invoice go overdue. The automatic reminder already went out three days ago. You don't have to think about it. She pays the next morning.
End of month. You open the dashboard. Income total. Expenses total. What's outstanding. Profit by business. You export a PDF if you need one. You close the laptop.
Why it works
What you can expect.
- Get paid faster with automated reminders
- Run multiple businesses from one dashboard
- Stay tax-ready all year round
- Look professional without agency overhead
- Keep all your financial data in one place
What's inside
One workspace. Everything you need.
The stack to run a real business — without the spreadsheet gymnastics.
Invoicing on autopilot
Recurring invoices, VAT, multi-currency — sent, tracked and chased without you opening a spreadsheet.
Books that reconcile themselves
Bank feeds import automatically and suggest matches. Month-end becomes a five-minute review.
Expenses in three taps
Snap a receipt, pick a category, done. HMRC-ready records live in the same system as everything else.
Quotes that win work
Beautiful quotes your clients can approve with a click, converted to invoices the moment they say yes.
Compliance, handled
Making Tax Digital, VAT returns, Self Assessment prep — the system nudges you before deadlines bite.
Reports you actually read
Clear P&L, cash flow and tax forecasts in plain English. No jargon, no guesswork.
Unlimited businesses, unlimited invoices
From Svadhisthana Seed onwards, add as many businesses and issue as many invoices as you need. Each business gets its own currency, tax rules and branded invoice template — so you can run your coaching practice and your retreat centre side by side, cleanly separated but one login away.
In action
A typical month, simplified.
What looks like hours of admin becomes a few clicks spread across weeks. Here's the rhythm most clients settle into.
01
Week 1 — Raise invoicesRecurring clients invoice themselves. New work goes out with one click, pre-filled from your last quote.
02
Week 2 — Capture expensesSnap receipts as they happen. The app reads, categorises and files them before you get to the cafe till.
03
Week 3 — ReconcileBank feeds have already matched most transactions. You approve the rest in under ten minutes.
04
Week 4 — Review and breatheA one-page summary tells you what you earned, what you owe, and what's coming. Done.
“I stopped dreading month-end. What used to swallow an entire Sunday now takes a coffee's worth of time, and the numbers actually make sense.”
Ideal for
Made for the way you actually work.
- Solo meditation teachers billing private students
- Spiritual coaches managing 1:1 and group programmes
- Retreat centres invoicing across currencies
- Small agencies managing multiple client entities
Plays well with
Ways to get paid & connect.
Open BankingStripePayPalGoCardlessHMRCCompanies HouseZapierCSV/Excel
Good questions
Frequently asked.
Is this really made for small practices?
Yes. We designed it for solo practitioners and tiny teams who want professional-grade accounts without the professional-grade learning curve.
Can my accountant use it too?
They can. Read-only or full collaborator access, standard UK report formats, exportable in the formats accountants actually want.
Does it handle VAT and Making Tax Digital?
Both, including MTD for VAT submissions. The system tracks deadlines and files directly with HMRC when you're ready.
What if I switch from another accounting tool?
We import from QuickBooks, Xero, FreeAgent, Wave and CSV. Most migrations take an afternoon.
Will my bank connect automatically?
Almost certainly — we support all major UK banks via Open Banking, plus most international ones.
Is it secure?
Bank-grade encryption in transit and at rest, UK/EU data residency, two-factor auth, full audit trail. Same standards your bank uses.
What about multi-currency?
Supported on Pro and above. Real exchange rates, automatic gain/loss tracking, invoices in any currency.
Can I try before I commit?
Free tier is genuinely free forever — not a trial. Paid tiers get a 14-day no-questions-asked refund.
Spiritual Accounts
£4.99/mo or £49.99/yr
Also included with eligible Spiritual Agency membership tiers — see all tiers →
Start with Spiritual Accounts →Self-hosted. Your data, your domain. Cancel any time.
Clear, calm business and accounting